I'm De Lu, based in Boston, previously lived in Chicago, Dallas, and across the U.S., as well as Shanghai and Hamburg. A risk analytics leader at Citizens Financial Group and M.S. candidate at Harvard, I bring a global perspective to everything I do.
I’m a fraud strategist, financial literacy advocate, and learning designer, protecting people from fraud at Citizens Financial Group, studying how people learn at Harvard, building Money Moves as a Fast Forward Academy founder, and building relationships that outlast any one role.
“What I learned most is how to build authentic, meaningful relationships. That’s even more important nowadays with AI, where everything can seem so transactional. What really helps you are the meaningful relationships that you build.”
Kicked off the M.S. in Learning Design, Innovation & Technology program at HGSE.
Developed an evidence-based strategy to close the socioeconomic achievement gap for students in São Paulo, Brazil. Evaluated Brazil’s Pedagogical Innovation Project, designed a teacher-coaching model to test alongside it, and translated the findings into recommendations for senior policymakers.
Kicked off advising with my Learning Design, Innovation & Technology (LDIT) cohort and faculty advisor Dr. David Dockterman.
Selected for HGSE’s Empowerment & Impact Fellowship (EIF), a competitive program building leadership for social change through an intensive practicum and real-time case work with partner organizations. Fellows examine where power moves through complex systems and where small, deliberate interventions can create lasting, equitable impact.
Selected from about 300 applicants as one of 17 founders in the 2026 Fast Forward Academy, building Money Moves, a financial literacy app that turns real spending behavior into simple weekly actions for students, young professionals, and immigrants. The program is focused on understanding beneficiaries, validating the right product, and developing a go-to-market strategy, with the goal of taking the work from MVP to beta.
Attended the ACFE Global Fraud Conference and connected with John Warren, President and CEO of the ACFE.
Once a month, I host a backyard dinner for a close circle of friends. It’s less about the food and more about showing up consistently. I’ve learned that the relationships that matter most are built one shared meal at a time.
When I'm not analyzing data, I'm perfecting latte art, cooking for friends, and hosting the people I care about.
Always happy to connect and exchange ideas on fraud strategy, financial literacy, analytics, and education.
